August 2020
Stock markets do not react well in times of uncertainty and the pandemic has piled pressure on financial markets worldwide. During periods of increased volatility, the importance of portfolio diversification, as a means of guarding against market turbulence, remains a constant investment principle. It is advisable to revisit your investment objectives, review your long-term financial…
Read MoreAugust 2020
In March, the Chancellor’s announcement of a three-month mortgage payment holiday came as a great relief to millions of homeowners suffering from the financial impact of the coronavirus pandemic. In agreement with mortgage lenders, the government stated that any customers ‘in difficulty’ could apply. As the full impact of the crisis became clear, the scheme…
Read MoreAugust 2020
Several UK bodies, including the Bank of England, National Crime Agency and the Financial Conduct Authority (FCA), have warned people to be particularly vigilant about scams, many of which are targeting vulnerable people, such as those who have lost their jobs or are under greater financial pressure in the current climate. Recent figures * show…
Read MoreFebruary 2020
Ethical investing has crossed over into the mainstream, as more investors choose to allocate their money toward companies whose practices and values align with their personal beliefs. These beliefs can be environmental, social, political or religious, for example. Investors may wish to exclude certain industries or allocate their funds to sectors which match their ethical…
Read MoreFebruary 2020
A recent survey has shown that as few as 27% of people are confident that they have the right levels of protection cover in place9. The types of insurance required as you journey through the various stages of your life change and this can make it difficult to understand. It seems that our perception of…
Read MoreFebruary 2020
Since Victorian times, building societies have played a key part in the provision of housing for the people of Britain. Societies have enabled millions to buy a home that could have taken a lifetime to save for, also paying interest to those who entrust their savings to them. At the heart of the building society…
Read MoreApril 2019
Have you got the protection policies that you need? It pays to begin thinking about insurance cover once you take on financial responsibilities such as buying a house, or starting a family. If you weren’t able to work and earn money due to illness or injury, how long would you and your family be able…
Read MoreApril 2019
Mortgage overpayments can help you pay off your mortgage sooner and can significantly reduce the amount of interest you pay over the course of your loan. The amount you overpay goes towards repaying the mortgage itself, not on any interest you owe. Research from Santander1 shows that if a borrower took out a £200,000 mortgage…
Read MoreApril 2019
Retirement can seem decades away in your forties, but it generally starts to seem an awful lot closer once you reach your half-century. Although pension planning should ideally begin the day you start work, more often than not, it starts in earnest when people enter their fifties. By this stage they have often reached peak…
Read MoreNovember 2018
BE AWARE OF PENSION SCAMS! You may have seen the TV advert addressing pension scams. The figures make stark reading, with the average amount lost being £91,0001. The government had planned to introduce a ban on cold-calling, one of the most frequent ways in which scammers contact their victims, but this is now unlikely…
Read More
© 2026 Copyright Knightsbridge | Legal
.