January 2022
Working together to tackle the climate crisis The United Nations 26th Conference of the Parties – COP26 – is recognised as the most important climate change event since the 2015 Paris Agreement. The summit brought together world leaders to build on the work left unfinished by COP25. Countries are being asked to co-operate to reduce…
Read MoreDecember 2021
Grandparents increased generosity during the pandemic Most grandparents are familiar with the financial challenges faced by their grandchildren as they progress through education and into the world of full-time work. Costs such as university tuition fees can leave upcoming generations with substantial debts even before they enter the workplace, making it harder for them to…
Read MoreDecember 2021
A Lifetime of Investing As we move through life, our plans and goals will inevitably change. This also goes for our investment strategies, which need to flex and adapt as we move through the decades. Your twenties and thirties The financial decisions we make in early adulthood set the foundations for the rest of our…
Read MoreAugust 2021
Renting less expensive than buying a property Research from estate agency Hamptons, suggests that renters are better off than buyers for the first time in five years. The study found that, just prior to the pandemic in March 2020, the average buyer with a 10% deposit was better off than renters by £102 per month.…
Read MoreAugust 2021
Multi-jobbers take heed! Workers with more than one job, earning lower salaries, are at risk of a poorer retirement, as they miss out on employer pension contributions, a new study has found.1 Under the auto enrolment scheme, employers are required to set up a pension and make contributions on their employees’ behalf, unless an employee…
Read MoreAugust 2021
Investors and social media The Financial Conduct Authority (FCA) is concerned about how much influence social media could be having on younger investors, who could unknowingly be taking on significant financial risks. According to the FCA, this younger, more diverse group of investors is highly reliant on social media platforms such as Instagram, YouTube, and…
Read MoreApril 2021
Whether 2021 is the year you’ve earmarked for your retirement or, due to the pandemic, you’ve decided to retire earlier than intended, it’s not too late to get your plans in place. Organisation is key to ensuring your retirement goes smoothly, even if it still seems a long way off, and we’re here to help…
Read MoreApril 2021
2020 was a difficult year on many fronts, but how will 2021 shape up? With hundreds of thousands receiving their vaccinations daily and the property market continuing to boom, there is hope for a brighter future. The number of products available on the mortgage market shot up by 42% between October 2020 and February 2021…
Read MoreApril 2021
Spring has arrived and, for the first time in what feels like a long while, hope is in the air – and we are all certainly in need of it. Positively for investors, the signs are looking increasingly optimistic, with belief growing that we are making our first steps toward meaningful economic recovery. The rapid…
Read MoreJanuary 2021
Don’t forget that you only have until the end of the tax year (Monday 5 April) to invest tax efficiently by using your Individual Savings Account (ISA) allowance. If you have cash that you won’t need to access in the short term and would like to use some or all of this year’s ISA allowance,…
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