Buying your first home can seem daunting. Whether you’re buying your first, second or tenth home, purchasing property will always be one of the biggest milestones in your life and can feel overwhelming no matter how many times you do it. But you’re not alone, we help first time buyers like you by guiding you through the process of looking for a mortgage with our jargon-free approach to helping you work out how much you can borrow, how much your mortgage will cost and what type of mortgage will be best for you. We can take care of all the paperwork, liaising with lenders, and more and talk you through the various schemes that are available for first time buyers and shared ownership.
Different mortgages are suitable for different circumstances as well as for the type of property you want to buy. We’ll talk you through the advantages and disadvantages of different types of mortgages, such as a fixed rate mortgage where you pay a fixed amount of interest for a set number of years and a variable rate mortgage where the interest you pay varies depending on market rates. Because we have access to a wide range of mortgage providers, we can help find the most suitable deal for you..
Concentrate on finding your dream first home and leave us to deal with finding you a first time buyers’ mortgage by getting in touch with us on 01621 842 808.
A MORTGAGE IS A LOAN SECURED AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
Optimistic days ahead This year, summer brings hope of a better financial future as inflationary pressures recede and the economy continues to grow It could therefore be an ideal
Read MoreISAs: a quarter century strong Since being launched on 6 April 1999 as successor to PEPs and TESSAs, the Individual Savings Account (ISA) has become an integral part of the UK
Read MoreThinking about making a pension contribution with your bonus Receiving a bonus at work as a reward for a job well done is highly satisfying, but with bonuses subject to Income
Read MoreGet planning your children’s financial futures We all want a good start in life for the children in our family After providing for the immediate needs of younger children,
Read MorePaying a lump sum into a pension can be a particularly effective way to save for your future If you have accumulated extra money from a windfall, work bonus or through saving, now
Read MoreOver the past 12 months, the cost-of-living crisis has put significant pressure on household budgets and knocked many people’s confidence in their future financial prospects
Read More